Terms & Conditions
Last Updated: April 16, 2026
Welcome to the website of Rosko Group These Terms & Conditions govern your access to and use of this website, our online forms, our content, communications, and any services offered or provided by Rosko Group.
By accessing thisa website, submitting a form, requesting a consultation, communicating with us, making a payment, or using our services, you agree to be bound by these Terms & Conditions, our Privacy Policy, and our Disclaimer.
If you do not agree with these Terms & Conditions, please do not use this website, submit information through this website, or use our services.
1. Company Information
This website is owned and operated by Rosko Group provides business consulting, business funding consultation, business credit setup guidance, business registration support, tax preparation and bookkeeping support, debt resolution consultation, document preparation support, referral support, and related business services.
2. Use of This Website
You may use this website for lawful purposes only. You agree not to use this website in any way that violates applicable laws, infringes on the rights of others, interferes with website operation, attempts to gain unauthorized access to our systems, submits false, incomplete, or misleading information, uploads harmful code or malware, copies website content without permission, or misuses any forms, content, links, communication tools, or services provided on this website.
Rosko Group reserves the right to restrict, suspend, or terminate access to the website or services if we believe a user has violated these Terms & Conditions or engaged in improper, fraudulent, abusive, misleading, or unlawful activity.
3. No Guarantee of Results
Rosko Group does not guarantee any specific outcome, approval, funding amount, credit score increase, business credit approval, vendor approval, credit limit, tax result, debt reduction, settlement amount, registration approval, lender decision, government agency decision, or third-party decision.
Results may vary based on your business history, revenue, credit profile, documentation, payment history, tax situation, debt status, lender requirements, vendor requirements, government agency rules, compliance status, and third-party approval criteria.
Any examples, estimates, descriptions, timelines, or explanations on this website are for general informational purposes only and should not be interpreted as a guarantee.
4. Services Provided
Rosko Group may provide services including, but not limited to, business funding consultation, funding readiness support, business credit setup guidance, business fundability review, vendor account strategy, business registration assistance, EIN application support, statement of information filing support, DBA registration support, registered agent assistance, virtual address support, business phone setup, tax preparation support, bookkeeping support, accounting software setup, debt resolution consultation, document preparation support, client education, and referral or connection to third-party providers. The exact scope of services for each client may depend on the service selected, client needs, documents provided, written agreement, invoice, proposal, engagement letter, package description, or service-specific terms.
Rosko Group may decline to provide services if we determine that a client’s request is outside our service scope, involves inaccurate or incomplete information, creates a compliance concern, involves prohibited activity, or is not a good fit for our business.
5. Business Funding Terms
Rosko Group is not a bank, direct lender, broker-dealer, loan underwriter, or financial institution. Our business funding services are limited to consultation, funding readiness support, document preparation assistance, and referral or connection to third- party lenders, funding companies, affiliate partners, or financial service providers when appropriate.
Rosko Group does not make lending decisions, approve loans, underwrite applications, set interest rates, determine repayment terms, control lender timelines, or guarantee funding.
All funding approvals, denials, amounts, interest rates, fees, repayment schedules, terms, and conditions are determined solely by the third-party lender or funding provider.
Submitting a form, scheduling a consultation, speaking with Rosko Group, or paying for a service does not guarantee funding or approval.
6. Business Credit Terms
Rosko Group is not a credit bureau, credit reporting agency, lender, bank, or credit issuer. Our business credit services are limited to business credit consulting, business credit setup guidance, fundability review, vendor account strategy, document organization, monitoring support, and business credit education.
Rosko Group does not guarantee business credit score increases, businesscredit approvals, vendor approvals, credit limits, funding approvals, credit bureau reporting timelines, tradeline reporting, or specific results.
Business credit results depend on multiple factors, including business age, industry, revenue, vendor approval, payment history, account usage, credit bureau reporting policies, business registration accuracy, public records, and the consistency of public business information.
Rosko Group does not sell fake tradelines, create false business information, or promise guaranteed approvals.
7. Personal Credit Terms
Rosko Group may provide general credit review support, documentation support, or refer clients to third-party credit-related service providers when appropriate.
Rosko Group does not guarantee removal of accurate negative information, deletion of valid debts, credit score increases, credit approvals, account approvals, funding approvals, or specific personal credit results.
Accurate, timely, and verifiable negative information generally cannot be legally removed from a consumer credit report simply because a consumer wants it removed.
Any personal credit support is limited to general review, education, documentation support, or referral assistance where applicable.
8. Debt Resolution Terms
Rosko Group may provide debt resolution consultation, document support, negotiation support, strategy support, or referral assistance related to debt matters. Rosko Group does not guarantee that any creditor, lender, collector, or third party will accept a settlement, reduce a balance, stop collection activity, remove negative reporting, stop reporting, delete a tradeline, or agree to any specific terms.
Clients are responsible for reviewing and deciding whether to accept or reject any settlement offer, payment arrangement, or proposed resolution.
Debt settlement, debt resolution, or forgiven debt may affect credit and may have tax consequences. Clients should consult with a qualified tax professional regarding any possible tax impact.
9. Tax Preparation & Bookkeeping Terms
Rosko Group may provide tax preparation, bookkeeping, accounting software setup, document organization, and related support services.
Clients are responsible for providing accurate, complete, and timely information and documentation. Rosko Group is not responsible for errors, penalties, delays, rejected filings, missed deductions, audit issues, inaccurate bookkeeping, tax notices, or tax outcomes caused by inaccurate, incomplete, late, or misleading information provided by the client. Rosko Group does not guarantee tax refunds, tax savings, audit outcomes, tax credit eligibility, filing acceptance, or any specific tax result.
Tax laws and filing requirements may change. Clients are responsible for reviewing all tax documents, bookkeeping reports, forms, filings, and information before signing, approving, submitting, or filing.
10. Business Registration Terms
Rosko Group may assist with business formation, business registration, DBA registration support, EIN application support, statement of information filing support registered agent assistance, virtual address support, business phone setup, business banking resource support, accounting software setup, and related post-formatio services.
Rosko Group is not a law firm and does not provide legal advice. Business registration approval, processing times, filing requirements, fees, name availability, compliance obligations, licensing requirements, tax obligations, and state acceptance are controlled by the applicable government agency, filing office, or third- party provider.
Clients are responsible for maintaining ongoing compliance with all applicable federal, state, county, city, licensing, tax, reporting, and compliance requirements.
11. Client Responsibilities
By using our website or services, you agree to provide accurate, complete, current, and truthful information. You are responsible for reviewing all forms, applications, documents, agreements, lender terms, vendor terms, tax documents, bookkeeping reports, credit reports, settlement offers, government filings, and third-party service terms before making decisions or signing documents.
You are responsible for responding to requests for information, providing documents on time, paying invoices or fees when due, making payments directly to lenders, vendors, creditors, government agencies, tax agencies, or third parties when required, and complying with all applicable laws and obligations related to your business or personal matters.
Rosko Group is not responsible for delays, denials, rejections, penalties, lost opportunities, missed deadlines, late filings, unfavorable terms, declined applications, or unfavorable outcomes caused by incomplete information, late responses, inaccurate documents, client inaction, third-party decisions, government agency processing times, or factors outside our control.
12. Fees, Payments, and Refunds
Fees for services may vary depending on the type of service, package selected, client needs, scope of work, level of support, and written agreement, invoice, proposal, engagement letter, or service-specific document.
Unless otherwise stated in writing, fees paid to Rosko Group are for consultation, service work, document preparation, administrative support, strategy, review, education, referral-related assistance, or business support, and are not payments for guaranteed results, approvals, funding, credit score increases, credit limits, debt reductions, tax outcomes, or third-party decisions.
Payment terms, refund terms, cancellation terms, deliverables, and service timelines may be stated in a separate agreement, invoice, proposal, engagement letter, package description, or service-specific document.
If a refund policy is not separately stated in writing, fees may be non-refundable once work has started, services have been performed, documents have been prepared, consultations have been provided, third-party submissions have been made, accounts have been reviewed, strategy has been delivered, or resources have been allocated.
13. Third-Party Providers, Affiliates, and Referrals
Rosko Group may recommend, refer, or connect clients to third-party lenders, funding companies, business credit platforms, vendors, software providers, tax tools, bookkeeping tools, credit monitoring services, payment processors, client portals, affiliate partners, or other service providers.
Rosko Group may receive referral fees, affiliate compensation, commissions, advertising compensation, or other compensation if a client applies for, purchases, or uses a third-party product or service.
All third-party approvals, pricing, terms, fees, service quality, account limits, reporting activity, funding decisions, credit decisions, and service decisions are controlled by the third-party provider, not Rosko Group.
You are responsible for reviewing all third-party terms, conditions, fees, privacy policies, and agreements before moving forward with any third-party service.
14. Website Content
The content on this website is provided for general informational and educational purposes only. Website content may include descriptions of services, general businessinformation, funding information, credit information, tax-related information, debt-related information, business registration information, blog posts, service descriptions, forms, and other materials.
Website content should not be considered legal, tax, financial, investment, lending, credit, accounting, or professional advice for your specific situation. Rosko Group makes reasonable efforts to keep website information accurate and current, but we do not guarantee that all information is complete, current, error-free, or applicable to your specific situation.
15. No Professional Relationship Created by Website Use
Your use of this website, submission of a form, request for consultation, or communication with Rosko Group. does not automatically create a client relationship, professional engagement, fiduciary relationship, lender-borrower relationship, attorney-client relationship, tax advisor relationship, accountant-client relationship, or any other formal professional relationship.
A formal service relationship may require additional review, acceptance, payment, signed agreement, invoice, engagement letter, or written confirmation from Rosko Group.
16. Communications Consent
By submitting your contact information through this website, requesting a consultation, communicating with Rosko Group or using our services, you authorize Rosko Group and its representatives, affiliates, service providers, or business partners to contact you by phone call, text message, email, mail, online chat, or client portal regarding your inquiry, requested services, account updates, appointments, document requests, service reminders, ad promotional offers.
Message and data rates may apply. Consent to receive marketing communications is not a condition of purchase.
You may opt out of promotional text messages by replying STOP. You may opt out of promotional emails by using the unsubscribe link in the email or by contacting legal@roskogroup.com.
Even if you opt out of marketing communications, Rosko Group may still contact you regarding active services, transactions, appointments, legal notices, billing, account updates, document requests, or service-related matters.
17. Privacy Policy
Your use of this website is also governed by our Privacy Policy, which explains how Rosko Group collects, uses, stores, shares, and protects information.
By using this website or submitting information through this website, you acknowledge and agree to our Privacy Policy.
18. Disclaimer
Your use of this website is also governed by our Disclaimer, which explains important limitations regarding business funding, business credit, personal credit, debt resolution, tax preparation, bookkeeping, business registration, third-party services, no guarantees, and other matters.
By using this website or submitting information through this website, you acknowledge and agree to our Disclaimer.
19. Intellectual Property
All content on this website, including text, graphics, logos, images, icons, designs, layouts, service descriptions, blog posts, page content, forms, and other materials, is owned by or licensed to Rosko Group unless otherwise stated.
You may not copy, reproduce, modify, distribute, publish, display, sell, scrape, download, or use website content for commercial purposes without prior written permission from Rosko Group Unauthorized reproduction, distribution, or copying of any part of this website is strictly prohibited.
20. External Links
This website may contain links to third-party websites, platforms, tools, lenders, vendors, software providers, or service providers. These links are provided for convenience only. Rosko Group is not responsible for the content, accuracy, security, privacy practices, terms, fees, services, approvals, reporting activity, or decisions of any third-party website or provider. Accessing or using third-party links is done at your own risk.
21. Limitation of Liability
To the fullest extent permitted by law, Rosko Group and its owners, officers, directors, employees, contractors, representatives, affiliates, and service providers shall not be liable for any direct, indirect, incidental, consequential, special, punitive, exemplary, or other damages arising from or related to your use of this website, reliance on website information, use of our services, third-party decisions, funding denials, credit outcomes, tax outcomes, debt resolution outcomes, business registration outcomes, vendor outcomes, delays, errors, omissions, data loss, website interruptions, communication issues, or use of third-party services.
22. Indemnification
You agree to defend, indemnify, and hold harmless Rosko Group and its owners, officers, directors, employees, contractors, representatives, affiliates, and service providers from and against any claims, damages, losses, liabilities, costs, or expenses arising from your use of this website, your use of our services, your violation ofthese Terms & Conditions, your submission of inaccurate, incomplete, or misleading information, your violation of any law or third-party rights, your business decisions, or your decisions related to third-party services, funding, credit, tax, debt, registration, or business matters.
23. No Warranties
This website and its content are provided on an “as is” and “as available” basis. Rosko Group. makes no warranties or representations of any kind, express or implied, regarding the operation of the website, the accuracy of website content, the availability of services, the outcome of services, or the suitability of information for your specificsituation.
To the fullest extent permitted by law, Rosko Group disclaims all warranties, including implied warranties of merchantability, fitness for a particular purpose, non-infringement, accuracy, availability, and reliability.
24. Changes to These Terms & Conditions
Rosko Group may update or modify these Terms & Conditions at any time.
Updates will be posted on this page with a revised “Last Updated” date. Your continued use of this website after changes are posted means you accept the updated Terms & Conditions.
25. Governing Law and Venue
These Terms & Conditions shall be governed by and interpreted in accordance with the laws of the State of California, without regard to conflict of law principles. Any disputes arising from or related to this website, these Terms & Conditions, or services provided by Rosko Group shall be handled in the appropriate courts located in California, unless otherwise required by applicable law or agreed in writing.
26. Severability
If any provision of these Terms & Conditions is found to be invalid, unlawful, or unenforceable, the remaining provisions shall remain in full force and effect.
27. Entire Agreement
These Terms & Conditions, together with our Privacy Policy, Disclaimer, and any applicable written agreement, invoice, proposal, engagement letter, or service-specific terms, represent the entire understanding between you and Rosko Group regarding your use of this website and related services.
28. Contact Information
If you have any questions about these Terms & Conditions, please contact:
Rosko Group
Contact #: +1 (818) 585-5300
Website: www.roskogroup.com
Email: legal@roskogroup.com